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Selasa, 29 November 2022

63 Holiday Shopping Tips 2022 | The Strategist - New York Magazine

Photo-Illustration: The Strategist; Photos: Retailers

Community favorites include Zojirushi’s rice cookers and Canada West boots. —Erin Schwartz

The concierge service Spur Jewelry will, for instance, turn an heirloom like a brooch into a chic necklace. —Jenna Milliner-Waddell

It’s a surprisingly luxurious thing to own. —Margaret Rhodes

During colonial times, it was tradition to light one to ensure a prosperous year. (There’s even a poem about this: “A bayberry candle burnt to the socket brings food to the larder and gold to the pocket.”) —Caroline Weaver

Turn on notifications and grab one for the purse snob in your life. —J.M.W.

I like Rose Theodora, Janelle Belgrave, and Lisa Stardust. Everyone loves an opportunity to talk about themselves. —D.P.

Its main ingredients include reishi mushroom (of course), cocoa, and dandelion root. —Liza C. Corsillo

It’s one of the few instances in which price really does, always, correlate with efficacy. Dr. Dennis Gross SpectraLite mask is best for those with acne, and CurrentBody is best if breakouts aren’t a main concern. —Jolie De Feis

Their right-angle socks or gingham pajamas both would make nice gifts. —L.C.C.

Your recipient can redeem their gift card for a set of stick-on gel nails custom-cut to precisely fit their nails (all they need to do is send in a picture of their hands!). —J.D.F.

Photo: Nicholas Knight

The gift within the gift is that they’ll then get a 20 percent discount on Akari lamps. —Winnie Yang

The takoyaki and hanami dango ones are sold out online, but you can pop by the Grand Street shop to check for more (like the yuzu!). —Chelsea Peng

Each one also comes with a gift from another brand like Diaspora, Tart Vinegar, and Dark Horse Organic. —Emma Wartzman

Or if your recipient has a reasonably green thumb, send a Meyer lemon or Australian finger lime tree, which both grow well in containers. —W.Y.

Example: a copy of Jess Damuck’s Salad Freak with a greens stripper. —E.W.

Blackbird Spyplane (for more interviews and its “Cla$$ified Recon Tier”) or the new Passerby Club (to access its Discord and get discounts at brands like Saie and Mater Soap) are good options. —M.R.

A 28-ounce jar of it costs $40 and will last for months, maybe a year. —M.R.

My favorites: aged-one-year fruit cakes by Robert Lambert and Leckerlee lebkuchen that comes in special-edition tins. —W.Y.

Once you’ve finished the Sicilian-orange, coconut-almond, and Turkish-coffee chocolates, you’re left with a lovely box for storing jewelry, loose change, or your weed stash. —L.C.C.

My favorites are muffuletta from Central Grocery in New Orleans and BBQ from Snow’s in Lexington, Texas. —Kayleen Schaefer

It’s known for its comfortable crossback and flattering silhouette and comes in a number of dusty jewel tones. —Tanya Bush

This is a great gift for anyone with seasonal allergies, as eating local honey can help build immunity to local pollen. —J.D.F.

It looks beautiful on a coffee table, the photographs inside are stunning, and the recipes are cozy and warming. It’s proved to be a fail-safe option for both friends who I know love cooking and for hosts whom I don’t know well at all. —Ruby Redstone

And it monograms them for free. —C.W.

I bought my mom Reuben Sachs, by Amy Levy, which was like Jane Austen but for Jews. Its whole catalogue is full of treats, and its books are beautifully bound with pretty endpapers. Shipping to the U.S. is free but can take up to two weeks. —Zoe S. Dubno

Star fruit, persimmons, even a pineapple — whatever you think they will like but haven’t tried. —J.T.

They’re available in a set of three and look more expensive than they are thanks to a crisp white-edge detail. —J.T.

It includes an in-depth, over-the-phone consultation to ensure each pick suits them. —Louis Cheslaw

Its cotton and linen sheets are amazing quality for the price. —Sarah Leon

You’ll have to do some digging to score one of the few remaining bottles of Reserve 1, but for a more readily available (and no less special) amaro, try the distiller’s just-released Mithradates. —C.P.

The calamansi flavor is the best. —C.P.

You can mix it into cocktails, but it’s also good on its own over ice. —J.T.

I once ordered one from former Survivor player Janet Carbin for a friend, who was delighted. For fans of The Rehearsal: Angela Sankovich. —E.S.

They come decorated with all kinds of designs, so you can choose a coffee mug, beer stein, puppy, cat, horse, or chicken as a thoughtful touch for people who like those things. (Haflinger also has a chic plain one that looks like those UGGs everyone has.) —Z.D.

Hits through the years have included Save Khaki, Jungmaven, and Buck Mason. —A.S.

You can also find stars from years gone by on Etsy, if you want to buy someone an ornament from their birth year. —Katherine Gillespie

They’re meant for your car, but they’re ideal for making your closet or dresser drawers smell nice, and they’re just the right size to slip into a holiday card or stocking. I like the classic Big Sur After Rain, but there’s something about Portable Fireplace that seems right for the season. —Maxine Builder

Choose a card featuring images by artists like Cindy Sherman, add a donation, and your recipient “unwraps” their gift via a link sent to their inbox. —C.P.

The designs are beautiful, and the colors are superdense and rich. —E.S.

Highlights from this year’s drop include a croissant sandwich and a sparkly field radish. —C.P.

The Strategist is designed to surface the most useful, expert recommendations for things to buy across the vast e-commerce landscape. Some of our latest conquests include the best acne treatments, rolling luggage, pillows for side sleepers, natural anxiety remedies, and bath towels. We update links when possible, but note that deals can expire and all prices are subject to change.

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These 4 tips can help you dig out of debt after record Black Friday and Cyber Monday spending - CNBC

Consumers spent a record $9.12 billion online shopping during Black Friday and another record $11.3 billion on Cyber Monday, according to the most recent data from Adobe. So far this November, consumers have spent $107.7 billion online overall, up nearly 10% from last year.

Yet roughly 60% of Americans were living paycheck to paycheck heading into the month.

"Shoppers are continuing to spend despite inflation and economic headwinds," said Tom McGee, president and CEO of ICSC, the largest trade association for the retail real estate industry.  

As high prices continue to weigh on most households' financial standing, more shoppers are relying heavily on credit cards and flexible payment plans to make their purchases.

More from Personal Finance:
Reasons to say 'no' to a store credit card this holiday
How to score a charitable tax break on Giving Tuesday
Inflation boosts U.S. household spending by $433 a month

But with annual percentage rates close to 20%, or even 30% on some retail cards, credit card debt can take years to pay off. 

While buy now, pay later often promises zero interest, studies have also shown that installment buying could encourage consumers to spend more than they can afford.

Last year, more than half of shoppers made a purchase with BNPL they couldn't pay off, according to a survey from Oxygen, an online-only bank.

This year, Americans are on track to fall even deeper in debt. However, experts say it's not too late to avoid the same financial pitfalls this season. Here's how.

How to avoid racking up holiday debt

Black Friday shoppers wait to enter the Nike store at the Opry Mills Mall in Nashville, Tennessee, on November 25, 2022.
Seth Herald | AFP | Getty Images

1. Cut up your credit card

If your credit card balance already seems unmanageable, "it's time to cut it up and focus on paying it off," said Lori Gross, financial advisor at Outlook Financial Center in Troy, Ohio.

"Use cash from this point on if you still have to shop during the holiday season."

2. Come up with a strategy

Add up what you've purchased far and set a budget for the rest of the season, Gross said. "It should be substantially lower if you've already spent too much."

Share your strategy with a family member or friend so they can help you stay on track with your new budget and prevent you from getting deeper into debt, she suggested. There are also apps and free online resources that can help organize your finances for the holiday season. 

3. Create a holiday fund

It's not too late to start a holiday fund. "Adopt a strategy now and hold yourself accountable," said Michael Sheppard, group vice president at Minneapolis-based financial services firm Thrivent.

Challenge yourself to save money every week, he advised. "Making routine transfers from spending accounts to a holiday savings account designated for future shopping can really add up." 

4. Communicate with your family and friends

If you want to scale back your celebrations, start those conversations with your loved ones now, Sheppard advised. "In lieu of exchanging gifts, perhaps there's a holiday event, concert or theater performance your family can attend together," he said. "Make the shared experience a cost-saving memory."

Also consider a charitable donation instead of gifts. Making time to volunteer may prove especially meaningful, Sheppard said.

"This can help you stay grounded in what matters and bring clarity to what you want to accomplish during the holiday season."

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