Cyber Monday is here and online sales are expected to surpass $207 billion, according to Adobe Analytics. In fact, the company said Cyber Monday will remain the biggest shopping day of the year, topping Black Friday. In order to get the most for your money, here’s what experts are saying you should keep in mind this year:
Wait to buy children’s toys
Cyber Monday is geared more toward electronics, experts said. To get a better deal on children’s toys, wait until a couple of weeks before Christmas – that’s when most toys go on sale.
Do your research
Many stores offer secret deals on their apps, so check their apps before making your purchases. Don’t forget shipping costs when factoring in whether or not the deal is worth it.
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Review policies
Don’t forget to review the return and exchange policies from the store. Sometimes items are unable to be returned, and other times there may be a limited timeframe for returns.
Shopping portals are golden
Some sites offer cash-back options, like Rakuten. These cashback sites allow shoppers to get back a few bucks when making purchases – usually a percentage of the total cost.
Watch out for scams
Scammers will be out in full force with millions of people shopping online. Make sure when you shop, you’re using a private, password-protected Wi-Fi network to reduce your risk of credit card fraud. Experts also suggest using a credit card instead of a debit card to shop online. This is because it’s often easier to get money back with a credit card than a debit card.
Do you plan on shopping this Cyber Monday? Let us know the best deals around in the comments below!
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